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Business Checking
We believe your business makes a real difference in our community, so we make it our purpose to give you the tools and support you need to succeed. Our checking solutions help you manage your finances easily and efficiently. Choose from a variety of options, each one tailored to a specific type or size of business. As your local banking partner, we’re here to serve you and grow our community.
Small Business Checking
Your business ambitions deserve a place to take hold and become this community’s reality. Do what makes your heart soar. We’ll be at your side, guiding you on your journey, with this valuable checking solution that helps you conveniently manage your finances. This account is ideal for businesses with limited transaction volumes, as well as, charitable and civic organizations.
Benefits:
- $10 monthly service charge (waived with $1,000 minimum average balance)
- $50 opening deposit
- Free online banking
- First 125 combined items free ($0.25 each additional item)2
- $2.95 monthly paper statement fee
- Free eStatements
- Optional online bill pay*
- Free 24-hour telephone banking
Business Advantage Checking
This flexible checking solution is the perfect complement to those businesses with higher processing demands. It’s bursting with valuable perks like 250 free combined items and optional Online Bill Pay.
Benefits:
- $12 monthly service charge (waived with $2,500 minimum daily balance)
- $50 opening deposit
- First 250 combined items free ($0.25 each additional item)2
- Free online banking
- Free eStatements
- Optional online bill pay*
- Free 24-hour telephone banking
*$5 monthly fee covers first 10 transactions; $0.55 each additional transaction.
Commercial Analysis Checking
As a large volume business, you have specific needs. We designed this valuable account just for you.
It includes unlimited item processing and monthly earnings credit at market rates.
It’s freeing to have a banking partner that understands you and wants the best for you.
Benefits:
- No minimum balance
- $50 opening deposit
- Monthly earnings credit at market rates
- Charges based on activity Unlimited item processing
- Detailed analysis statement included with monthly statements
- Free online banking
- Free eStatements
- Optional online bill pay*
- Free 24-hour telephone banking
*$5 monthly fee covers first 10 transactions; $0.55 each additional transaction.
Commercial Interest Checking
This account caters to the sole proprietorship, non-profit, and government unit. Your business is invaluable to our community. We want you to have every advantage available, such as earning interest on your account balance.
Benefits:
- $15 monthly service charge (waived with $2,500 minimum daily balance)
- $50 opening deposit
- Earns interest on balance
- First 150 combined items free ($0.25 each additional item)2
- Free online banking
- Free eStatements
- Optional online bill pay*
- Free 24-hour telephone banking
*$5 monthly fee covers first 10 transactions; $0.55 each additional transaction.
Interest on Lawyers Trust Account (IOLTA)
We make it a priority to understand your business and industry, so we can be there for you when—and where—you need us most. Interest on Lawyers Trust Account (IOLTA) is a specially designed account for lawyers and law firms for escrow. Interest earnings are remitted to the Georgia Bar Association.
Commercial Money Market
Maximize your savings potential with this convenient interest-bearing solution that offers tiered interest rates on your balance. Available to all businesses, this account supports you in your success.
Benefits:
- $10 monthly service charge (waived with $1,500 minimum daily balance)
- $50 opening deposit Six withdrawals and/or transfers per month**
- Tiered interest rates on collected balance
- Free online banking
- Limited Transactions3
- Free eStatements
- Optional online bill pay*
- Free 24-hour telephone banking
*$5 monthly fee covers first 10 transactions; $0.55 each additional transaction
no | Small Business | Business Advantage | Commercial Analysis | Commercial Interest |
|---|---|---|---|---|
no $50 opening deposit | Small Business ✔ | Business Advantage ✔ | Commercial Analysis ✔ | Commercial Interest ✔ |
no No minimum balance | Small Business no | Business Advantage no | Commercial Analysis ✔ | Commercial Interest no |
no $1,000 minimum average balance | Small Business ✔ | Business Advantage no | Commercial Analysis no | Commercial Interest no |
no $1,500 minimum balance | Small Business no | Business Advantage no | Commercial Analysis no | Commercial Interest no |
no $2,500 minimum daily balance | Small Business no | Business Advantage ✔ | Commercial Analysis no | Commercial Interest ✔ |
no Earn interest on your checking balance | Small Business no | Business Advantage no | Commercial Analysis ✔ | Commercial Interest ✔ |
no Competitive interest on tiered balances | Small Business no | Business Advantage no | Commercial Analysis no | Commercial Interest no |
no No monthly service fee | Small Business no | Business Advantage no | Commercial Analysis no | Commercial Interest no |
no $10.00 monthly service fee | Small Business ✔ | Business Advantage no | Commercial Analysis no | Commercial Interest no |
no $12.00 monthly service fee | Small Business no | Business Advantage ✔ | Commercial Analysis no | Commercial Interest no |
no $15.00 monthly service fee | Small Business no | Business Advantage no | Commercial Analysis no | Commercial Interest ✔ |
1Only $0.25 for transaction overages.
2Transfers from an Investment Savings (Money Market) account to another account third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check draft, debit card or similar third parties. A transaction fee of $1.00 will be charged for each debit transaction, withdrawal, check paid, automatic transfer or payment out of this account in excess of three during a statement cycle.
3Low monthly fee of $5.00 for the first transactions and $0.55 per transaction after 10.
* Optional Online Bill pay.