Loans & Credit
Your business helps grow our community, so we do everything we can to grow your business. As a community bank, we’re vested in your success and determined to see you prosper. Achieve your goals with our loans that feature flexible lending terms and competitive interest rates. We believe in your business and are committed to creating solutions that position you for greater potential.
Commercial Real Estate Loans
Whatever your business real estate dreams, we have a solution to help you realize them. Our commercial real estate loans feature flexible repayment schedules and low interest rates, allowing you to maximize your purchasing power. Let us guide you on your next business venture, whether it’s buying, expanding or refinancing.
Benefits:
- Competitive Interest Rates
- Flexible terms
- Fast, local decision-making
Term Business Loans
A business in motion has the potential to make major gains. Use our term business loans to make a major investment in your business and keep it moving forward. We offer competitive interest rates and flexible repayment schedules tailored to your needs.
Benefits:
- Competitive adjustable and fixed interest rates
- Flexible term-lengths and amortization
- Fast, local decision making
Working Capital Lines of Credit
Have a steady stream of cash available anytime you need it. Our lines of credit are a convenient, affordable and responsible borrowing solution to help you meet a challenge or optimize an opportunity.
Benefits:
- Pre-approved line of credit available when you need it
- Interest only payments on monies advanced
- Advance request by phone or through online banking
- Fast, local decision-making
Accounts Receivable Financing
This working capital solution is a quick and simple way to get cash right when you need it with invoices serving as collateral. With access to flexible and immediate cash, you can grow, meet operational overhead, take advantage of vendor discounts, hire additional staff and fund payroll.
Benefits:
- Can be customized to provide success for your industry
- Unlocks working capital and enhances cash flow
- Allows more flexibility than traditional financing
- Fast, local decision making
Construction Loans
If you aspire to build, our commercial lenders blend expert knowledge and smart lending solutions to guide you to success. As a community bank, we have the autonomy to move quickly when you need a loan and to offer flexible terms and financing requirements. More than a funding source, we’re dedicated to serving your best interest.
Benefits:
- Competitive rates
- Flexible terms
- Fast, local decision-making
Equipment Financing
Finance equipment and other specialty items to keep your business on the move.
We believe in what your business can accomplish and want to see you succeed.
Benefits:
- Flexible lending for large or small purchases
- Competitive interest rates
- Fast, local decision-making
Small Business Administration Loans
We see the possibilities of your new business and want to support your ambitions. Our SBA loans are ideal for businesses facing certain loan needs. Let us partner with you to find the best loan solution for you and your business.
Benefits:
- Flexible terms
- Variable rates
- 100% financing possible
- Fast, local decision making
Commercial Credit Cards
The power of financial freedom right in your pocket.
The best card solution is one that provides flexibility and the spending options you need most. We believe that we have a card that will be just what you’re looking for. Use credit to your advantage like funding common day-to-day operations, or a big purchase, and paying off the balance once the funds become available. If your current card can’t compete, we’ll help you switch over today.
Benefits:
- No annual fee
- Low-fixed interest rate
- Fast, local decision making
Pick up a credit card application at one of our local branches.